SEBA-2005 (Bank Automation Solution)

SITESoft Enterprise Bank Automation SEBA-2005
A Total Enterprise wise Banking Solution for Branch operations and Back office management

KEY FEATURES AND BENEFITS

  • Detail Customer database. Keeping details information of all types including all personal accounts (deposits & loans).
  • All types of Deposits, Loans and Other Services are configurable with maximum parameterization.
  • Better control and security on transactions in branch operation for maintaining low risk of fraud. System maintains user activity logs.
  • Photograph & signature storing and on-screen validation
  • Options for cheque clearing without required fund in one a/c but lien balance fund from other account of the same customer.
  • Single window transaction facility.
  • Both statement of accounts and passbook printing options.
  • Automatic voucher posting from all modules through finance engine updated financial accounting at any point of time.
  • Options for on-line remote branch operation or off-line operation. Portability of consolidated off-line branch data in HO.
  • Facility of any-branch banking and Internet banking. Option for interfacing ATM and Tele-Banking.
  • Easy to operate with Graphical User Interface (GUI).
  • State of the art technology with Oracle Database & Oracle Internet Developer Suite

 

Product Objective

Main objective of this product is to create a computerized environment within the bank in all of its activities. This product caters almost all the needs of Total Branch Automation (TBA) and Back Office Management with a solid integration in between.

Effective Cash & Fund Management, NPA Management, MIS reporting and DAP are the most important features of this product.

 Modules Covered:

Deposits Savings, Current, FD, CC, RD, MIS etc.
Loans Crop Loan, Gold Loan, House Loan, Personal Loan, Cash Credit, Overdraft etc.
Clearing Inward, Outward, Outstation Cheque clearing. Clearing with local clearing house.
Bills Bill discounting
Drafts Drafts, Banker’s Cheque, Pay Order etc.
Safe Deposit Lockers Locker management.
Financial Accounting

Anytime final accounts preparation with Cash account, Trial, P/L, B/S. Branch incorporation. Daily cash book, ledger, journals etc.

Shares Share management, Share linking with loans, dividend calculation, dividend warrant issue etc.
Reconciliation Inter Branch and Bank Reconciliation
Payroll & PIS Staff Payroll, Leave, Staff Loans and advances, PF, P Tax, Income Tax, Bonus, PIS, Gratuity, Full & Final settlement etc.
Investments Investments management, ROI, yield etc.
Borrowings Borrowing/Refinance from application to receipt and repayment. Cost of borrowings.
Stores Total stores management for stationary, forms etc.
Asset Management Management of Fixed assets, depreciation calculation, sale, addition, revaluation, dead stock etc.
MIS & Report Returns All statutory report returns and MIS reports
TS Teachers Salary, salary savings and deduction of loan installments.

 

Bank Automation Solution